Summary

The RDSP is a registered savings fund for people with disabilities to which family members can contribute to ensure a decent quality of life as disabled family members age. More than that, however, it allows low-income people with disabilities to take out bonds in order to secure supplemental income later in life. The government matches the investments made towards the RDSP, much like the Registered Education Savings Plan. This project resulted in policy adjustments that saw every province and territory exempt RDSP savings from being considered an Asset, thereby ensuring that saving for the future would not disrupt people’s ability to access disability benefits. Further, PLAN created an RDSP blog and website to inform the general public about the RDSP.